american-freelancer-israel-taxNot tax advice and not a filed return. Works out the US self-employment tax an American osek patur or osek murshe in Israel owes on top of Bituach Leumi, because there is no US-Israel totalization agreement and the foreign earned income exclusion does not reduce SE tax. Projects the yearly bill from
boi-economic-dataFetch and analyze Bank of Israel (BOI) economic data: interest rates, CPI (madad hamchirim), exchange rates (sha'ar yatzig), and CBS statistics. Use when user asks about BOI interest rate, ribit Bank Israel, exchange rates, sha'ar yatzig, CPI index, madad, inflation data, or Israeli economic indicat
cardcom-payment-gatewayNot tax or accounting advice. Integrate Cardcom payment processing and Israeli invoice generation into applications, covering Low Profile payments, tokenization, recurring billing, and automatic tax invoice/receipt creation per Israeli law. Use when user asks to accept payments via Cardcom, generate
dual-listed-arbitrageDetect price gaps between TASE and US listings of the same dual-listed company (NICE, Teva, Elbit, Tower, Palo Alto Networks, and about 30 registered pairs), converting via the Bank of Israel representative rate and flagging gaps above a threshold. Use when the user asks to compare a dual-listed sto
grow-payment-gatewayIntegrate Grow by Meshulam payment gateway into Israeli applications -- covers payment pages (iframe/redirect/SDK), tokenization, recurring billing, payment links, refunds, invoices, webhooks, and 3DS authentication via the Grow Light API. Use when user asks to accept payments via Grow or Meshulam,
il-invoice-organizerParse and organize Hebrew invoices for Israeli bookkeeping: VAT 1/6 extraction, Tax Authority expense categories, Osek Murshe/Patur recognition, and accountant-ready export. Use when user asks about organizing invoices, cheshbonit, expense categorization, sivug hotza'ot, VAT extraction from totals,
israeli-arnona-optimizerCalculate municipal property tax (arnona) for Israeli properties, check discount eligibility, and draft appeal letters to arnona committees. Use when a user needs to estimate arnona payments by municipality, zone, and property usage type, verify eligibility for discounts (olim, soldiers, elderly, di
israeli-bank-connectorAnalyze Israeli bank transactions, spending patterns, and financial data across Israeli banks and credit card companies. Use when user asks about bank transactions, spending analysis, "cheshbon bank", budget tracking, or needs to categorize Israeli banking data. Pairs with israeli-bank-mcp and il-ba
israeli-budget-plannerNot tax, pension or investment advice, and not a mortgage approval. Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expens
israeli-client-payment-chaserChase unpaid invoices and manage debt collection for Israeli freelancers and businesses. Use when user asks about "unpaid invoices Israel", "payment reminder", "invoice aging", "debt collection freelancer", "Michtav Drisha (pre-suit demand letter)", "demand letter Hebrew", "tvi'ot ktanot", or "גביית
israeli-company-valuationBuilds an indicative valuation range for an Israeli private company using DCF, market multiples, and the asset approach, with a WACC build-up that uses a live Israeli risk-free rate, the current Israel country risk premium, and the company's own effective tax rate rather than a generic 23%. Use when
israeli-consumer-fee-fighterUse when an Israeli consumer wants to cut recurring bank and credit-card charges: cancel a credit card cleanly (bitul kartis ashrai), switch to a cheaper fixed-price bank fee track (maslul amlot: basic maslul basi or expanded maslul murchav), switch banks in one click (niud / maavar beklik), stop a
israeli-corporate-tax-strategyStrategic tax analysis for Israeli company owners (baalei shlita) comparing salary, dividends, shareholder loans, and management fees as profit extraction methods. Use when user asks about paying personal tax from company funds, dividend vs salary comparison, shareholder loan tax implications, Secti
israeli-coupon-code-finderHunt for currently-valid discount and coupon codes for an Israeli online-store checkout, verify each candidate, and return one ranked summary instead of asking five chatbots the same question. Runs a fixed Israeli source map (coupon aggregators, cashback platforms, credit-card benefit hubs, gift-car
israeli-crypto-tax-reporterCalculate cryptocurrency capital gains tax per Israeli Tax Authority (Reshut HaMisim) regulations and generate capital-gains reporting data and Form 1399י advance-payment data (within 30 days of disposal). Use when a user needs to compute crypto tax obligations using FIFO cost basis, classify DeFi i
israeli-customs-duty-calculatorNot customs advice. Classify products into Israeli 8-digit HS codes and calculate full landed cost for imports to Israel: customs duty, VAT 18%, and purchase tax (mas kniya). Use when user asks about Israel import tax, personal import threshold, customs duty on an online order from Amazon/AliExpress
israeli-employee-tax-refundWalk salaried Israeli employees through the voluntary tax-refund process with Reshut HaMisim. Reads Form 106, detects refund triggers (job change, unemployment, maternity leave, reserve duty, Section 46 donations, yishuv mezakeh, missed credit points, disability, alimony, early keren hishtalmut with
israeli-export-shipping-kitGenerate the full export document set for Israeli exporters: commercial invoice (HE+EN), packing list, bill of lading / AWB / CMR, proforma, and origin documents (EUR.1, invoice origin declaration, US-Israel Origin Invoice Declaration, CIFTA Form B239). Use when user asks about exporting from Israel
israeli-freelancer-opsManage daily operations for Israeli freelancers (osek murshe, osek patur) - invoice aging with collection reminders, utility bill collection via browser automation, tax deadline alerts (VAT, Bituach Leumi, mkdamot, annual report), osek patur threshold monitoring, and organized accountant packages (h
israeli-hon-declaration-preparerNot tax advice and not a filed declaration. Builds a Declaration of Capital (hatzharat hon, Form 1219) preparation pack after Reshut HaMisim demands one under Section 135. Enumerates every asset and liability class the form requires, gives the valuation basis per class (cost rather than market value
israeli-insurance-comparatorNot insurance advice and not insurance marketing. Compare car insurance (mandatory hova, comprehensive makif, third-party), home insurance, and health supplementary insurance across 20+ Israeli insurers using official government calculators and private comparison platforms. Use when a user needs to
israeli-insurance-duplication-checkerNot insurance or pension advice and not insurance or pension marketing. Audits the insurance an Israeli household already pays for, across health, long-term care, dental, disability, life, personal accident, motor, home, mortgage, travel and service riders, and separates real duplication from cover
israeli-mortgage-comparatorCompare mortgage tracks (maslulei mashkanta) across Israeli banks, calculate monthly payments for mixed-track portfolios, and understand Bank of Israel Directive 329 limits including LTV ceilings, the payment-to-income prohibition, and the cap on the variable-rate share. Use when a user needs to eva
israeli-payment-orchestratorOrchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI payment-services r
israeli-pension-advisorNavigate the Israeli pension and savings system including pension funds (keren pensia), manager's insurance (bituach menahalim), training funds (keren hishtalmut), severance handling at Form 161, Tikun 190 post-60 deposits, and retirement planning. Use when user asks about Israeli pension, \"pensia\
israeli-price-quote-generatorGenerate compliant Hebrew price quotes (hatzaat mechir / הצעת מחיר) for Israeli freelancers and small businesses. Use when user asks to create a price quote, quote a client, build a pre-sale proposal with VAT, send a hatzaat mechir, or draft a הצעת מחיר. Covers 18% VAT math (or VAT-exempt for oseik
israeli-property-appraisalNot a licensed appraisal (shuma) and no substitute for a licensed shamai mekarkein. Builds a comparable-transactions analysis for an Israeli property from official government data, and handles the appraisal processes around it: a low bank mortgage appraisal under Standard 19, and a betterment levy (
israeli-smart-saverNot legal advice. Save money in Israel through smart shopping, cashback optimization, subscription auditing, and deal hunting. Covers Zap.co.il price comparison, BuyMe gift cards, Cashback.co.il and Cashdo rebates, credit card perks (Cal, Max, Isracard), cellular plan switching to budget carriers an
israeli-startup-investment-analyzerGenerate a structured investment memo for an Israeli startup deal: market, team, metrics sanity-check, valuation and dilution math, key risks, and a prioritized list of diligence questions. Built for angel and VC investors evaluating an inbound deck or data room. Catches Israel-specific landmines a
israeli-stock-options-taxCalculate tax on stock options and RSUs for Israeli tech employees under Section 102. Use when user asks about option exercise tax, RSU taxation, startup exit proceeds, Section 102 tracks, trustee holding period, capital gains vs income track comparison, or 'how much tax on my options'. Walks throug
israeli-tax-returnsPrepare and file Israeli tax returns with Reshut HaMisim. Covers Form 1301 (individual), Form 1214 (corporate), Form 126 (employer salary), Form 856 (supplier payments), Form 6111 (financial statements), mikdamot (advance payments), Mas Shevach (real estate capital gains), and securities capital gai
israeli-tax-withholdingIsraeli tax withholding (nikui mas bemakor) rates, certificates, and calculations. Use when user asks about withholding tax, "nikui mas", withholding certificates, "ishur nikui", tax coordination (tium mas), or needs to calculate withholding amounts. Covers payments to suppliers, freelancers, landlo
israeli-toshav-chozer-vatik-tax-plannerPlans Section 14 tax exemption for an Israeli toshav chozer vatik (10+ years abroad). Distinguishes vatik (full 10-year foreign-income exemption) from regular toshav chozer (5-year passive + 10-year capital gains only), pins the 10-year clock to the tax-residency date (not arrival), surfaces the 202
israeli-trapped-profits-plannerNot tax advice. Computes a closely-held Israeli company's exposure under the two Amendment 277 regimes: the Section 81B 2% addition to tax on undistributed excess profits, and Section 62A attribution of company income to an active shareholder. Works out excess profits, tests all three shields and ta
israeli-utility-rates-comparatorCompare electricity providers, water tariffs, cooking-gas (LPG) rates, cellular plans, fiber internet packages, and arnona (municipal property tax) across Israeli municipalities and utility companies. Use when a user needs to understand IEC tariff structures, calculate solar panel ROI, compare tiere
israeli-vat-reportingPrepare, validate, and guide submission of Israeli VAT reports (Doch Maam) per Tax Authority standards. Use when user asks about VAT reporting, VAT calculation, "doch maam", "maam", Israeli VAT filing, VAT deadlines, or input/output VAT reconciliation. Supports monthly, bi-monthly, and annual report
pelecard-payment-gatewayIntegrate Pelecard payment processing into Israeli web and mobile apps -- covers the iframe payment flow on gateway21.pelecard.biz, ActionType selection (J2/J4/J5/J5h), tashlumim (installments), tokenization, ConfirmationKey server-side validation via PaymentGW/GetTransaction, refunds, 3D Secure 2,
shekel-currency-converterConvert currencies to/from Israeli New Shekel (NIS/ILS) using Bank of Israel official representative rates (shaar yatzig). Use when user asks to convert shekels, NIS, ILS, asks about exchange rates, "shaar yatzig" (representative rate), or needs currency conversion for Israeli tax or business purpos
tase-stock-analysisAnalyze Israeli stocks on TASE (Tel Aviv Stock Exchange), track TA-35 and TA-125 indices, and evaluate dual-listed companies (TASE + NASDAQ). Use when user asks about Israeli stocks, "boorsa", "TA-35", "TASE", Maya filings, dual-listed companies, or Israeli capital gains tax on securities. Provides
tranzila-payment-gatewayIntegrate Tranzila payment processing into Israeli applications -- covers iframe payments, tokenization, installments (tashlumim), refunds, 3D Secure, and Bit wallet. Use when user asks to accept payments via Tranzila, integrate Israeli credit card processing, set up "slikat ashrai", handle tashlumi
us-israel-dual-tax-navigatorNot tax advice and not a filed return. Maps what a US-Israel dual citizen actually has to file in both systems for a tax year: the US 1040, FBAR (FinCEN 114), Form 8938, and how those line up against the Israeli calendar. Compares the Foreign Earned Income Exclusion against the Foreign Tax Credit, f
us-person-israeli-investment-checkNot tax advice and not a filed return. Screens the Israeli savings and investment products a US person holds, keren hishtalmut, kupat gemel, pension, kranot neemanut, TASE ETFs, bituach menahalim, for two separate US exposures: whether the holding is a PFIC needing Form 8621, and whether it is a for