can-we-payUse when the user asks whether they are set up to get decisions from the SwiftDrop Express (devnet) oracle — what it costs, what is missing before a claim can be submitted. A readiness check only; it never submits or pays.
submit-claimUse when the user wants the SwiftDrop Express (devnet) oracle to decide a claim — submit it, get the user's approval on IXO, and follow it to a decision (including a pending human review).
verify-decisionUse when the user wants to check that a decision from the SwiftDrop Express (devnet) oracle is genuine — read the decision and verify its signed receipt, by claim id or from a receipt (JWS) they already hold.