claude

pm-hardship

Money in crisis — debt collectors, the benefits cliff, the bankruptcy decision, wage garnishment, and triaging which bills to pay first.

1,544 on GitHubby Mohit Aggarwalv1.0.0MITupdated yesterdayproductivity
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Plugin pm-hardship from marketplace pm-claude-skills in mohitagw15856/pm-claude-skills. Commands read from the repo's manifest — yesterday.

What it installs

Skills (5)

  • bankruptcy-decision

    Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whethe

  • benefits-cliff-check

    Check whether a raise, more hours, or a new job could cost you more in lost benefits than you gain — the 'benefits cliff' — before you accept it. Use when asked will a raise hurt my benefits, benefits cliff, if I make more will I lose my food stamps or medicaid, or should I take more hours. Produces

  • debt-collector-scripts

    Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics. Use when asked how do I deal with debt collectors, a collector keeps calling, can they do this, or how to respond to a collection notice. P

  • stop-the-bleed-triage

    When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs. Use when asked I can't pay all my bills, which bills do I pay first, financial emergency, or I'm broke and panicking. Produces a priority order for scarce money (keep-the-lights-on

  • wage-garnishment-response

    Respond fast when your wages are being garnished or about to be — the deadlines, the exemptions that can reduce or stop it, and the steps that actually protect your paycheck. Use when asked they're garnishing my wages, how do I stop wage garnishment, I got a garnishment notice, or can they take my w

View source on GitHub mohitagw15856.github.io

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